● RAEN · Fair Debt Collection Practices Act

FDCPA Acquisition of Location Information 15 U.S.C. § 1692b

Debt collectors seeking a consumer's location may only make limited, non-revealing inquiries (generally one call per person unless circumstances suggest otherwise). Third parties cannot be told the debt is owed.

Key provisions

Query this statute via API

Royal Ruby returns structured citations, plain-English summaries, reporting timelines, and statutes of limitations for this and related statutes. $0.05 per call, USDC on Base mainnet via x402 — no API keys, no signup.

curl -X POST https://royal-ruby-x402.fly.dev/api/law-lookup \
  -H 'Content-Type: application/json' \
  -d '{"topic": "FDCPA Acquisition of Location Information", "statute": "15 U.S.C. § 1692b"}'
# -> 402 challenge: $0.05 USDC on Base (eip155:8453), payTo 0x9b8a...f72f
# Settle with any x402 client (@x402/fetch, MCP x402 tools), replay with payment header.

Full background and the service fleet: RAEN blog — Live x402 Agent APIs. Information only — not legal advice.

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