Federal Consumer-Rights Statutes — FCRA · FDCPA · TILA
36 per-statute reference pages covering the statutes the Royal Ruby law citation API indexes. Each page links to live API access at $0.05 per call in USDC on Base mainnet.
Fair Credit Reporting Act
| Statute | Section |
|---|---|
| FCRA Congressional Findings and Purpose | 15 U.S.C. § 1681 |
| FCRA Definitions | 15 U.S.C. § 1681a |
| FCRA Permissible Purposes of Consumer Reports | 15 U.S.C. § 1681b |
| FCRA Obsolete Information (Reporting Time Limits) | 15 U.S.C. § 1681c |
| FCRA Fraud Alerts and Active Duty Alerts | 15 U.S.C. § 1681c-1 |
| FCRA Block of Information Resulting from Identity Theft | 15 U.S.C. § 1681c-2 |
| FCRA Reinvestigation of Disputed Information | 15 U.S.C. § 1681i |
| FCRA Disclosure of Consumer File Information | 15 U.S.C. § 1681g |
| FCRA Charges for Certain Disclosures | 15 U.S.C. § 1681j |
| FCRA Investigative Consumer Reports | 15 U.S.C. § 1681k |
| FCRA Restrictions on Investigative Consumer Reports | 15 U.S.C. § 1681l |
| FCRA Requirements on Users of Consumer Reports (Adverse Action) | 15 U.S.C. § 1681m |
| FCRA Risk-Based Pricing Rule | 15 U.S.C. § 1681m-a |
| FCRA Civil Liability for Willful Noncompliance | 15 U.S.C. § 1681n |
| FCRA Civil Liability for Negligent Noncompliance | 15 U.S.C. § 1681o |
| FCRA Responsibilities of Furnishers of Information | 15 U.S.C. § 1681s-2 |
Fair Debt Collection Practices Act
| Statute | Section |
|---|---|
| FDCPA Congressional Findings and Purpose | 15 U.S.C. § 1692 |
| FDCPA Definitions | 15 U.S.C. § 1692a |
| FDCPA Acquisition of Location Information | 15 U.S.C. § 1692b |
| FDCPA Communication in Connection with Debt Collection | 15 U.S.C. § 1692c |
| FDCPA Harassment or Abuse | 15 U.S.C. § 1692d |
| FDCPA False or Misleading Representations | 15 U.S.C. § 1692e |
| FDCPA Unfair Practices | 15 U.S.C. § 1692f |
| FDCPA Validation of Debts | 15 U.S.C. § 1692g |
| FDCPA Multiple Debts | 15 U.S.C. § 1692h |
| FDCPA Legal Actions by Debt Collectors | 15 U.S.C. § 1692i |
| FDCPA Furnishing Certain Deceptive Forms | 15 U.S.C. § 1692j |
Truth in Lending Act
| Statute | Section |
|---|---|
| TILA Purpose and Congressional Findings | 15 U.S.C. § 1601 |
| TILA Definitions and Rules of Construction | 15 U.S.C. § 1602 |
| TILA Open-End Credit Disclosures | 15 U.S.C. § 1636 |
| TILA Revolving Credit Accounts and Card Practices | 15 U.S.C. § 1637 |
| TILA Closed-End Credit Disclosures | 15 U.S.C. § 1638 |
| TILA High-Cost Mortgage Disclosures (HOEPA) | 15 U.S.C. § 1639 |
| TILA Civil Liability for Violations | 15 U.S.C. § 1640 |
| TILA Advance Notice of Rate Increases (CARD Act) | 15 U.S.C. § 1665e |
| TILA Credit Card Billing Dispute Rights | 15 U.S.C. § 1666 |
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